AJ
I agree completely.
I still find it terrible and or very damn sad to have to "Finance the negative equity!".
For a normal course of business the recomendation to make payments for something you don't even own is one I could never make!
At least not one I would be proud of!
Suck it up, pay your bills and one day it will be paid for!
Yeah.
And after that thing is paid for, instead of running out and buying the next thing you think you need at the monthly payment you
think you can afford, save as much as you can (or the entire amount if possible) & write a check instead of only signing a loan payoff agreement.
Have never bought something - ever - on that "monthly payment" amount scam.
Interest rate + total payments = real cost.